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Just because you have a special medical condition, you are not automatically disqualified from purchasing life insurance and securing your family's financial future.
The rates shown below represent an example of what males/females might pay for a 10 year term life insurance policy on a monthly basis.
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(800) 456-2090
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| Age |
$1,000,000 |
$500,000 |
$250,000 |
$100,000 |
| 35 |
$82/$67 |
$45/$38 |
$26/$22 |
$17/$15 |
| 40 |
$112/$92 |
$60/$50 |
$34/$29 |
$20/$18 |
| 45 |
$171/$136 | $88/$73 |
$49/$41 |
$28/$24 |
| 50 |
$263/$203 | $135/$105 |
$73/$56 |
$39/$30 |
| 55 |
$407/$283 | $208/$148 |
$112/$79 |
$57/$41 |
| 60 |
$564/$418 | $326/$215 |
$172/$114 | $83/$58 |
| 65 |
$1091/$665 | $567/$355 |
$291/$182 | $136/$92 |
| 70 |
$1893/$1140 | $966/$592 |
$490/300 | $229/$146 |
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*Underwritten and issued by an A (Excellent)/A+ (Strong) rated insurance carrier by A.M. Best Company or Standard & Poor's. Independent rating services evaluate an insurance company's financial strength and ability to meet obligations to policy holders. The ratings do not apply to the safety or performance of any specific insurance product. Ratings are current as of 10.27.2009 and are subject to change. The premiums shown represent Standard Non-Tobacco Special Class Table B rates for males/females and have been rounded to the next dollar. Non-tobacco as it applies to Standard Non-Tobacco rates restricts tobacco use to non-use of tobacco or nicotine in any form within the last 12 months. Tobacco use is one of several underwriting factors used to evaluate an application. Applications and final rates are subject to full underwriting which includes a physical exam. Up to two year contestability and suicide limitations apply. Premiums increase annually after the initial guaranteed premium period. Rates shown effective May 1, 2010 are subject to change, and inclued an annual policy fee. Personalized quotes will be based on the information provided and are not guaranteed. The soliciting agency is Term Access, Inc. PO Box 774647, Steamboat Springs CO 80477. In the following states: Term Access of California Insurance Services, CA Lic.#0C3881, Term Access of Texas, Inc. TX Lic.#16462, Term Access, Inc. Insurance Agency in Utah, Lic.#7320.
* See the "Legal Info" tab for insurer financial strength rating information.
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Call us toll-free at (800) 456-2090 or complete this form and we will call you.
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