Just because you have a special medical condition, you are not automatically disqualified from purchasing life insurance and securing your family's financial future.

The rates shown below represent an example of what males might pay for a 10 year term life insurance policy on a monthly basis.

*A.M. Best Company rating A+(Superior, 2nd hightest of 15 ratings). A.M. Best is an independent rating organization that has assigned its financial strength rating based on a variety of factors, including West Coast Life's operating performance, asset quality, financial flexibility, and capitalization. The ratings are current as of 04/27/2009 and do not apply to this product or its performance. For more current information, please visit www.westcoastlife.com. FocusTerm, Policy Form #051131700 and state variations, is a level death benefit term life insurance policy to age 100 issued by West Coast Life Insurance Company, 343 Sansome Street, San Francisco, CA 94103. FocusTerm plans offer guaranteed rates for 10, 15, 20, 25, or 30 years. Premiums increase annually after the initial guaranteed period. Subject to underwriting. Consult policy for benefits, riders, and limitations. Not available in all states. The company cannot increase the premium scale. There are no cash values. Subject to up to a 2-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. The above term life insurance rates represent Male Standard Non-Tobacco to Special Class Table D rates for males. Non-tobacco as it applies to Standard Non-Tobacco rates restricts tobacco use to non-use within the last 12 months. Tobacco use is one of several factors used to evaluate an application. Rates shown include a $55 annual policy fee. The 10 year, monthly rates shown are rounded to the next dollar. Quotes are based on the information provided. For Florida residents, the soliciting agent is Jodie M. Steiner. Term Access of Texas, Inc. Term Access of California Insurance Services, CA Lic.#0C3881. Term Access, Inc. Insurance Agency in Utah. WCLLC.1014.04.09

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