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The quotes illustrated represent the lowest rates available from the life insurance companies below. The premiums have been rounded to the next dollar. Not all policies are available in all states. Rates can differ from these based on age, sex, state availability, weight, blood pressure, diabetes, cancer, drug use, tobacco use, medications, heart problems, alcoholism, hazardous vocation or avocation, current military service, travel, aviation, family history, etc. Term Access, Inc. is a domestic U.S. insurance agency. In California, Term Access, Inc. operates under the dba Term Access of California Insurance Services - 0C38891; in Texas, Term Access of Texas, Inc. - 16462, in Utah, Term Access Insurance Agency - 7320. Offered by Jodie M. Steiner in Florida, Tennessee, and Texas. Jodie M. Steiner is a licensed agent where Term Access, Inc. is licensed. Term Access, Inc. holds licenses in the following states: AZ, CO, CA, FL, IN, LA, MI, NM, NC, OH, TN, TX, and UT. Term Access, Inc.'s license numbers are: CO 44879 and LA 265180, other state license numbers are available upon request. Financial Strength Rating Information: Each independent rating organization has assigned its rating based on a variety of factors, including operating perfomance, asset quality, financial flexibility, and capitalization, and relationship to its parent company. All companies represented are within the top 4 ratings of each independent rating organization; A.M. Best: 15 total ratings, Standard & Poor's: 21 total ratings, Moody's: 21 total ratings, Fitch: 22 total ratings.
American General Life Companies: A.M. Best A (Excellent, 3rd highest of 15 ratings), Standard & Poor's A+ (Strong, 5th highest of 21 ratings), Moody's A1 (Good, 5th highest of 19 ratings), Fitch A- (Secure/High, 7th highest of 19 ratings), as of December 31, 2009. To review current ratings see www.aiglifebrokerage.com Genworth Life and Annuity Insurance Company: A.M. Best A (Excellent, 3rd highest of 15 ratings), Standard & Poor's A+(Strong, 5th highest of 21 ratings), Moody's A2 (Good, 6th highest of 19 ratings), Fitch A- (Secure/High, 7th highest of 19 ratings), as of March 10, 2010. To review current ratings see www.Genworth.com ING ReliaStar Life: A.M. Best A (Excellent, 3rd highest of 15 ratings), Standard & Poor's A+ (Strong, 5th highest of 21 ratings), Moody's A2 (Good, 6th highest of 19 ratings), Fitch A- (Secure/High, 7th highest of 19 ratings), as of October 27, 2009. To review current ratings see www.ing.com/us West Coast Life Insurance Company (Parent company - Protective Life Insurance Company): A.M. Best A+ (Superior, 2nd highest of 15 ratings). Standard & Poor's AA- (Very Strong, 4th highest of 21 ratings), Moody's A2 (Good 6th highest of 19 ratings), Fitch A (Secure/High, 6th highest of 19 ratings, as of September 16, 2009. To review current ratings see www.westcoastlife.com Premium quotes may include: American General Life Companies, Houston, TX - ROP Term durantions on AGL Form #10001; Select-a-Term 10-30 year durations on AGL Form #07007. ING ReliaStar Life, Minneapolis, MN - TermSmart 10, 15, 20 and 30 year on Form #1315-02/10. Genworth Life and Annuity Insurance Company, Lynchburg, VA - Colony Term UL 10, 15, 20 and 30 year on Form GEFA-599. West Coast Life Insurance Company, San Francisco, CA - Focus 10, 15, 20, 25 and 30 on Form #051131700. |
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