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Free quotes on low-cost life insurance
Term Access headquarters, Steamboat Springs, COlorado
(800) 456-2090

Term Access, Inc. since 1979
Term Access, Inc. will find you affordable level term life insurance from A+ or A rated * companies without you ever having to meet with a life insurance salesman. We believe we can help you save on your life insurance premiums, with potential savings of up to 60%.

Our completely FREE service includes not only life insurance quotes, we will also:

   
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Expedite and manage your application through the underwriting process

 

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 Forward your approved policy to you

 
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Age $250,000 $500,000 $1,000,000 $2,000,000
35 $11/$10 $16/$14 $27/$23 $44/$37
40 $13/$12 $20/$18 $37/$30 $55/$51
45 $19/$17 $32/$27 $52/$48 $95/$86
50 $26/$17 $45/$39 $83/$69 $158/$130
55 $42/$32 $77/$57 $140/$104 $272/$200
60 $66/$44 $122/$82 $239/$154 $469/$300
65 $111/$69 $213/$132 $409/$257 $809/$504
70 $180/$117 $355/$218 $653/$418 $1297/$826

*Underwritten and issued by an A (Excellent)/A+ (Strong) rated insurance company by A.M. Best Company or Standard and Poor's. Independent rating services evaluate an insurance company's financial strength and ability to meet obligations to policy holders. The ratings do not apply to the safety or performance of any specific insurance product. Ratings current as of 10.27.09 and are subject to change. The premiums shown represent the best rate class for Non-Tobacco users and have been rounded to the next dollar. Non-Tobacco as is applies to the best rate class restricts tobacco use to non-use of tobacco or nicotine products in any form within the last 5 years. Tobacco use is one of several underwriting factors used to evaluate an applicaiton. Applications and final rates are subject to full underwriting which includes a physical exam. Up to two year contestability and suicide limitations apply. Premiums increase annually after the initial guaranteed premium period. Rates shown effective May 1, 2010 are subject to change, and include an annual policy fee. Personalized quotes will be based on the informaion you provide and aren't guaranteed. The soliciting agency is Term Access, Inc., P.O. Box 774647, Steamboat Springs CO 80477. In the following states: Term Access of California Insurance Services, CA Lic.#0C38891, Term Access of Texas Inc., TX Lic.#16462, Term Access, Inc. Insurance Agency in Utah, Lic.#7320.

* See the "Legal Info" tab for insurer financial strength rating information. 


Before you continue...


If you have been treated for, or have experienced any of the following health conditions or situations, If you have been treated for any of the following click here

If you are healthy and have not been treated for, or ever experienced any of these health conditions or situations,  If you are healthy and have not been treated for these click here


  • Heart condition
  • Blood/Circulatory disorder
  • Bypass surgery
  • Stroke
  • Cancer
  • Epilepsy
  • Hepatitis
  • Kidney disease
  • Diabetes
  • Asthma
  • Cholesterol 
  • Gastrointestinal problems
  • Crohn's disease
  • Sleep Apnea
  • Alcoholism or substance abuse
  • DUI in the last 5 years
  • Reckless driving conviction
  • Felony conviction
  • Previously rated for insurance 
  • Previously declined coverage
  •  


Term Access, Inc.
P.O. Box 774647
Steamboat Springs, CO 80477