| Age |
$250,000 |
$500,000 |
$1,000,000 |
$2,000,000 |
| 35 |
$10 |
$15 |
$25 |
$44 |
| 40 |
$12 |
$19 |
$32 |
$58 |
| 45 |
$19 |
$32 |
$53 |
$100 |
| 50 |
$26 |
$46 |
$84 |
$163 |
| 55 |
$43 |
$81 |
$142 |
$278 |
| 60 |
$68 |
$130 |
$242 |
$480 |
| 65 |
$113 |
$221 |
$414 |
$823 |
| 70 |
$198 |
$390 |
$654 |
$1302 |
|
*A.M. Best Company rating, A+ (Superior, 2nd hightest of 15 ratings). A.M. Best is an independent rating organization that has assigned its financial strength rating based on a variety of factors, including West Coast Life's operating performance, asset quality, financial flexibility, and capitalization. The ratings are current as of 04/27/2009 and do not apply to this product or its perfomance. For more current information, please visit www.westcoastlife.com. FocusTerm, Policy Form #051131700, and state variations, is a level death benefit term life insurance policy to age 100 issued by West Coast Life Insurance Company, 343 Sansome Street, San Francisco, CA 94103. FocusTerm plans offer guaranteed rates for 10, 15, 20, 25, or 30 years. Premiums increase annually after the initial guaranteed period. Subject to underwriting. Consult policy for benefits, riders, and limitations. Not available in all states. The company cannot increase the premium scale. There are no cash values. Subject to a 2-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. Non-tobacco as it applies to Super Preferred rates restricts tobacco use to non-use within the last 60 months. Tobacco use is one of several underwriting factors used to evaluate an application. Rates shown include a $55 annual policy fee. The 10-year monthly rates illustrated are rounded to the next dollar. Quotes are based on the information provided. For Florida residents, the soliciting agent is Jodie M. Steiner. Term Access of Texas, Inc. Term Access of California Insurance Services, CA Lic.#0C38891. Term Access, Inc. Insurance Agency in Utah. WCLLC.1014.04.09
* See the "Legal Info" tab for insurer financial strength rating information.
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Before you continue...
If you have been treated for, or have experienced any of the following health conditions or situations, 
If you are healthy and have not been treated for, or ever experienced any of these health conditions or situations,
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- Heart condition
- Blood/Circulatory disorder
- Bypass surgery
- Stroke
- Cancer
- Epilepsy
- Hepatitis
- Kidney disease
- Diabetes
- Asthma
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- Cholesterol
- Gastrointestinal problems
- Crohn's disease
- Sleep Apnea
- Alcoholism or substance abuse
- DUI in the last 5 years
- Reckless driving conviction
- Felony conviction
- Previously rated for insurance
- Previously declined coverage
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Term Access, Inc.
P.O. Box 774647
Steamboat Springs, CO 80477
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